It is about freedom of play within/among USSF affiliates. USYSA has the ability to choose who is "sanctioned and unsanctioned" play when it comes to insurance. They choose only USYSA teams to be sanctioned.
Each State Association has its own individual insurance policy with differing limits and "bought" from different companies. With 55 State Associations and 55 different policies why do they say US Club and AYSO are "unsanctioned" they would only raise it to 57 different policies. Also USSF bylaws state that you may not charge more than $25 for an additional policy and SCYSA charges $50. It is only a few dollars difference but... still not within the rules.