Big Daddy
He has a lot of benefits for playing for Everton rather than sitting at home twiddling his thumbs. He most likely gets paid per month even out of the season rather than receiving all 900k during the short MLS season. So Everton would be paying him still. He would be playing at a higher level and better prepare himself for the World Cup, and any future moves to Europe. Also, although there could be many arguments to this, the idea of getting hurt while playing is pretty futile. Think about all the people who have NOT been hurt while playing, and the fact that he could get into a car accident or any other random injury just going about his every day life. Every day is a risk.
