I believe SC United has applied for ECNL, so the answer would probably be yes to that. I have no real idea about Academy since I know little about it.
I never said I know so much, just that I have experience with ECNL. I am encouraging people to get with those who have first hand experience with ECNL to find the answers to their questions rather than listening to those on a soccer forum who may not have any experience with that.
Of course it's a business decision. No club wants to take on a losing proposition. But, from what it seems you said, it is all about money. I'm not that cynical. I do believe that CESA came to the ECNL because they wanted to be part of something they felt would elevate women's soccer. They were right about the league. Ultimately, it has given an option to those who are serious soccer players.
As mustang said, it's an option. If it's not one for your child, then don't try out. No need to criticize those who feel differently.